Call reports 2002
SENTRY BANK — 2002
What SENTRY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 50,113,000 | 53,861,000 | 60,860,000 | 59,929,000 |
| Total loans | 32,691,000 | 33,188,000 | 34,215,000 | 32,896,000 |
| Allowance for loan losses | 321,000 | 366,000 | 374,000 | 341,000 |
| Securities available for sale | 10,549,000 | 10,581,000 | 10,822,000 | 10,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,190,000 | 47,794,000 | 53,428,000 | 52,052,000 |
| Interest-bearing deposits | 37,175,000 | 40,518,000 | 44,626,000 | 43,968,000 |
| Noninterest-bearing deposits | 7,015,000 | 7,276,000 | 8,802,000 | 8,084,000 |
| Equity capital | 4,597,000 | 4,772,000 | 5,175,000 | 5,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 854,000 | 1,717,000 | 2,599,000 | 3,460,000 |
| Interest expense | 295,000 | 605,000 | 914,000 | 1,191,000 |
| Net interest income | 559,000 | 1,112,000 | 1,685,000 | 2,269,000 |
| Noninterest income | 95,000 | 172,000 | 263,000 | 404,000 |
| Noninterest expense | 325,000 | 649,000 | 973,000 | 1,327,000 |
| Provision for loan losses | 22,000 | 65,000 | 75,000 | 47,000 |
| Pretax income | 307,000 | 570,000 | 900,000 | 1,299,000 |
| Income tax | -2,000 | -2,000 | -2,000 | -2,000 |
| Net income | 309,000 | 572,000 | 902,000 | 1,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,428,000 | 4,499,000 | 4,728,000 | 5,128,000 |
| Total capital | 4,749,000 | 4,865,000 | 5,102,000 | 5,469,000 |
| Risk-weighted assets | 35,107,000 | 36,446,000 | 37,805,000 | 37,175,000 |