Call reports 2012
BAYTREE NATIONAL BANK & TRUST CO. — 2012
What BAYTREE NATIONAL BANK & TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 221,499,000 | 213,676,000 | 199,253,000 | 172,603,000 |
| Total loans | 151,469,000 | 134,062,000 | 133,304,000 | 85,707,000 |
| Allowance for loan losses | 3,332,000 | 2,477,000 | 2,697,000 | 2,446,000 |
| Securities available for sale | 9,021,000 | 13,721,000 | 10,691,000 | 9,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,898,000 | 193,343,000 | 178,899,000 | 154,295,000 |
| Interest-bearing deposits | 180,023,000 | 168,913,000 | 158,884,000 | 133,819,000 |
| Noninterest-bearing deposits | 21,875,000 | 24,430,000 | 20,015,000 | 20,476,000 |
| Equity capital | 7,047,000 | 6,569,000 | 5,692,000 | 7,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,053,000 | 5,594,000 | 8,018,000 | 9,778,000 |
| Interest expense | 650,000 | 1,252,000 | 1,758,000 | 2,089,000 |
| Net interest income | 2,403,000 | 4,342,000 | 6,260,000 | 7,689,000 |
| Noninterest income | 1,980,000 | 4,364,000 | 5,240,000 | 10,056,000 |
| Noninterest expense | 3,737,000 | 7,091,000 | 9,975,000 | 13,463,000 |
| Provision for loan losses | 1,429,000 | 2,124,000 | 2,548,000 | 3,225,000 |
| Pretax income | -783,000 | -509,000 | -1,023,000 | 1,057,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,444,000 | -1,949,000 | -2,841,000 | -863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,761,000 | 11,395,000 | 10,743,000 | 7,665,000 |
| Total capital | 13,771,000 | 13,235,000 | 12,565,000 | 8,836,000 |
| Risk-weighted assets | 159,420,000 | 146,569,000 | 144,820,000 | 92,287,000 |