Call reports 2011
BAYTREE NATIONAL BANK & TRUST CO. — 2011
What BAYTREE NATIONAL BANK & TRUST CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 208,971,000 | 207,771,000 | 208,123,000 | 221,573,000 |
| Total loans | 150,684,000 | 155,355,000 | 159,988,000 | 173,309,000 |
| Allowance for loan losses | 1,422,000 | 1,496,000 | 1,957,000 | 2,770,000 |
| Securities available for sale | 815,000 | 8,517,000 | 7,000,000 | 6,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,233,000 | 186,707,000 | 190,599,000 | 202,332,000 |
| Interest-bearing deposits | 169,795,000 | 166,474,000 | 171,779,000 | 180,551,000 |
| Noninterest-bearing deposits | 17,438,000 | 20,233,000 | 18,821,000 | 21,780,000 |
| Equity capital | 12,415,000 | 11,258,000 | 7,071,000 | 8,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,030,000 | 5,829,000 | 8,734,000 | 11,807,000 |
| Interest expense | 961,000 | 1,919,000 | 2,797,000 | 3,577,000 |
| Net interest income | 2,069,000 | 3,910,000 | 5,937,000 | 8,230,000 |
| Noninterest income | 1,639,000 | 3,405,000 | 4,833,000 | 7,235,000 |
| Noninterest expense | 3,206,000 | 6,520,000 | 10,034,000 | 14,411,000 |
| Provision for loan losses | -155,000 | 605,000 | 4,028,000 | 5,497,000 |
| Pretax income | 657,000 | 190,000 | -3,292,000 | -4,443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -139,000 | -1,231,000 | -5,420,000 | -7,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,238,000 | 15,770,000 | 12,289,000 | 12,472,000 |
| Total capital | 17,660,000 | 17,275,000 | 14,323,000 | 14,717,000 |
| Risk-weighted assets | 161,279,000 | 165,724,000 | 171,070,000 | 178,977,000 |