Call reports 2001
BAYTREE NATIONAL BANK & TRUST CO. — 2001
What BAYTREE NATIONAL BANK & TRUST CO. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,533,000 | 17,434,000 | 24,524,000 | 31,373,000 |
| Total loans | 1,415,000 | 4,423,000 | 8,341,000 | 13,277,000 |
| Allowance for loan losses | 15,000 | 45,000 | 84,000 | 133,000 |
| Securities available for sale | 5,852,000 | 6,523,000 | 7,891,000 | 9,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,496,000 | 12,723,000 | 20,058,000 | 26,225,000 |
| Interest-bearing deposits | 8,474,000 | 12,573,000 | 19,298,000 | 25,757,000 |
| Noninterest-bearing deposits | 22,000 | 150,000 | 760,000 | 468,000 |
| Equity capital | 4,986,000 | 4,644,000 | 4,380,000 | 4,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 168,000 | 389,000 | 687,000 | 1,028,000 |
| Interest expense | 98,000 | 256,000 | 483,000 | 774,000 |
| Net interest income | 70,000 | 133,000 | 204,000 | 254,000 |
| Noninterest income | 4,000 | 13,000 | 24,000 | 325,000 |
| Noninterest expense | 309,000 | 655,000 | 1,107,000 | 1,795,000 |
| Provision for loan losses | 7,000 | 37,000 | 76,000 | 125,000 |
| Pretax income | -242,000 | -546,000 | -955,000 | -1,341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -242,000 | -546,000 | -955,000 | -1,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,956,000 | 4,652,000 | 4,243,000 | 4,939,000 |
| Total capital | 4,971,000 | 4,697,000 | 4,327,000 | 5,072,000 |
| Risk-weighted assets | 5,293,000 | 8,851,000 | 12,877,000 | 18,222,000 |