Call reports 2019
H. F. GEHANT BANKING CO. — 2019
What H. F. GEHANT BANKING CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 57,568,000 | 57,561,000 | 58,448,000 | 58,696,000 |
| Total loans | 40,889,000 | 42,710,000 | 42,752,000 | 43,820,000 |
| Allowance for loan losses | 748,000 | 751,000 | 753,000 | 708,000 |
| Securities available for sale | 5,360,000 | 4,962,000 | 4,983,000 | 4,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,415,000 | 48,209,000 | 49,005,000 | 49,200,000 |
| Interest-bearing deposits | 42,906,000 | 42,423,000 | 43,498,000 | 42,819,000 |
| Noninterest-bearing deposits | 5,509,000 | 5,786,000 | 5,507,000 | 6,381,000 |
| Equity capital | 9,008,000 | 9,164,000 | 9,299,000 | 9,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,231,000 | 1,869,000 | 2,512,000 |
| Interest expense | 110,000 | 232,000 | 371,000 | 514,000 |
| Net interest income | 497,000 | 999,000 | 1,498,000 | 1,998,000 |
| Noninterest income | 32,000 | 47,000 | 69,000 | 93,000 |
| Noninterest expense | 304,000 | 609,000 | 987,000 | 1,395,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 225,000 | 437,000 | 580,000 | 696,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 225,000 | 437,000 | 580,000 | 688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,024,000 | 9,072,000 | 9,179,000 | 9,193,000 |
| Total capital | 9,556,000 | 9,625,000 | 9,738,000 | 9,764,000 |
| Risk-weighted assets | 42,413,000 | 44,056,000 | 44,562,000 | 45,570,000 |