Call reports 2018
H. F. GEHANT BANKING CO. — 2018
What H. F. GEHANT BANKING CO. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 56,347,000 | 56,671,000 | 56,170,000 | 57,747,000 |
| Total loans | 39,494,000 | 40,229,000 | 42,074,000 | 42,439,000 |
| Allowance for loan losses | 707,000 | 710,000 | 714,000 | 743,000 |
| Securities available for sale | 5,399,000 | 4,828,000 | 5,341,000 | 5,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,761,000 | 48,005,000 | 47,363,000 | 48,867,000 |
| Interest-bearing deposits | 41,982,000 | 42,669,000 | 41,738,000 | 42,378,000 |
| Noninterest-bearing deposits | 5,779,000 | 5,336,000 | 5,625,000 | 6,489,000 |
| Equity capital | 8,480,000 | 8,532,000 | 8,626,000 | 8,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,132,000 | 1,737,000 | 2,352,000 |
| Interest expense | 70,000 | 147,000 | 241,000 | 335,000 |
| Net interest income | 497,000 | 985,000 | 1,496,000 | 2,017,000 |
| Noninterest income | 24,000 | 45,000 | 51,000 | 82,000 |
| Noninterest expense | 299,000 | 631,000 | 975,000 | 1,376,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 222,000 | 389,000 | 562,000 | 688,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 222,000 | 389,000 | 562,000 | 680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,612,000 | 8,647,000 | 8,788,000 | 8,868,000 |
| Total capital | 9,124,000 | 9,155,000 | 9,331,000 | 9,422,000 |
| Risk-weighted assets | 40,801,000 | 40,447,000 | 43,311,000 | 44,124,000 |