Call reports 2017
H. F. GEHANT BANKING CO. — 2017
What H. F. GEHANT BANKING CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 56,355,000 | 56,706,000 | 54,787,000 | 56,309,000 |
| Total loans | 38,515,000 | 39,352,000 | 39,746,000 | 40,946,000 |
| Allowance for loan losses | 682,000 | 684,000 | 694,000 | 705,000 |
| Securities available for sale | 7,852,000 | 6,883,000 | 6,861,000 | 5,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,246,000 | 48,276,000 | 46,177,000 | 47,779,000 |
| Interest-bearing deposits | 42,710,000 | 43,681,000 | 41,295,000 | 40,886,000 |
| Noninterest-bearing deposits | 5,536,000 | 4,595,000 | 4,882,000 | 6,893,000 |
| Equity capital | 8,024,000 | 8,326,000 | 8,472,000 | 8,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,095,000 | 1,659,000 | 2,240,000 |
| Interest expense | 56,000 | 113,000 | 176,000 | 246,000 |
| Net interest income | 482,000 | 982,000 | 1,483,000 | 1,994,000 |
| Noninterest income | 22,000 | 60,000 | 86,000 | 107,000 |
| Noninterest expense | 310,000 | 633,000 | 962,000 | 1,366,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 170,000 | 407,000 | 605,000 | 724,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 170,000 | 407,000 | 605,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,147,000 | 8,258,000 | 8,409,000 | 8,457,000 |
| Total capital | 8,653,000 | 8,768,000 | 8,917,000 | 8,980,000 |
| Risk-weighted assets | 40,330,000 | 40,658,000 | 40,471,000 | 41,673,000 |