Call reports 2016
H. F. GEHANT BANKING CO. — 2016
What H. F. GEHANT BANKING CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,626,000 | 59,418,000 | 58,441,000 | 56,785,000 |
| Total loans | 38,368,000 | 37,317,000 | 38,836,000 | 39,465,000 |
| Allowance for loan losses | 640,000 | 657,000 | 661,000 | 655,000 |
| Securities available for sale | 6,346,000 | 7,051,000 | 8,153,000 | 7,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,558,000 | 51,154,000 | 50,153,000 | 48,841,000 |
| Interest-bearing deposits | 44,308,000 | 45,310,000 | 44,395,000 | 42,350,000 |
| Noninterest-bearing deposits | 5,250,000 | 5,844,000 | 5,758,000 | 6,491,000 |
| Equity capital | 7,982,000 | 8,204,000 | 8,202,000 | 7,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,084,000 | 1,630,000 | 2,207,000 |
| Interest expense | 58,000 | 116,000 | 176,000 | 235,000 |
| Net interest income | 482,000 | 968,000 | 1,454,000 | 1,972,000 |
| Noninterest income | 24,000 | 54,000 | 70,000 | 103,000 |
| Noninterest expense | 300,000 | 552,000 | 885,000 | 1,331,000 |
| Provision for loan losses | 20,000 | 35,000 | 35,000 | 73,000 |
| Pretax income | 186,000 | 435,000 | 604,000 | 661,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 186,000 | 435,000 | 604,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,812,000 | 7,972,000 | 8,019,000 | 8,036,000 |
| Total capital | 8,285,000 | 8,463,000 | 8,523,000 | 8,548,000 |
| Risk-weighted assets | 37,634,000 | 39,111,000 | 40,148,000 | 40,873,000 |
Machine access — free, no API key
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