Call reports 2013
H. F. GEHANT BANKING CO. — 2013
What H. F. GEHANT BANKING CO. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 63,308,000 | 62,963,000 | 61,001,000 | 60,176,000 |
| Total loans | 38,544,000 | 39,157,000 | 40,983,000 | 41,974,000 |
| Allowance for loan losses | 580,000 | 584,000 | 605,000 | 529,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,487,000 | 9,786,000 | 10,249,000 | 9,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,694,000 | 56,093,000 | 53,997,000 | 53,214,000 |
| Interest-bearing deposits | 51,501,000 | 51,656,000 | 49,870,000 | 47,793,000 |
| Noninterest-bearing deposits | 5,193,000 | 4,437,000 | 4,127,000 | 5,421,000 |
| Equity capital | 6,538,000 | 6,755,000 | 6,890,000 | 6,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,075,000 | 1,642,000 | 2,223,000 |
| Interest expense | 81,000 | 160,000 | 235,000 | 307,000 |
| Net interest income | 455,000 | 915,000 | 1,407,000 | 1,916,000 |
| Noninterest income | 22,000 | 50,000 | 67,000 | 94,000 |
| Noninterest expense | 294,000 | 495,000 | 777,000 | 1,245,000 |
| Provision for loan losses | 40,000 | 40,000 | 60,000 | 90,000 |
| Pretax income | 143,000 | 430,000 | 637,000 | 675,000 |
| Income tax | 0 | 0 | 0 | 9,000 |
| Net income | 143,000 | 430,000 | 637,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,538,000 | 6,755,000 | 6,890,000 | 6,825,000 |
| Total capital | 7,013,000 | 7,241,000 | 7,378,000 | 7,336,000 |
| Risk-weighted assets | 37,902,000 | 38,774,000 | 38,948,000 | 40,845,000 |
Machine access — free, no API key
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