Call reports 2009
H. F. GEHANT BANKING CO. — 2009
What H. F. GEHANT BANKING CO. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 48,539,000 | 50,980,000 | 50,427,000 | 49,723,000 |
| Total loans | 32,087,000 | 33,408,000 | 35,277,000 | 36,111,000 |
| Allowance for loan losses | 330,000 | 342,000 | 349,000 | 348,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,562,000 | 8,540,000 | 6,889,000 | 7,127,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,228,000 | 45,638,000 | 44,995,000 | 44,314,000 |
| Interest-bearing deposits | 40,411,000 | 42,689,000 | 42,577,000 | 41,044,000 |
| Noninterest-bearing deposits | 2,817,000 | 2,949,000 | 2,418,000 | 3,270,000 |
| Equity capital | 5,079,000 | 5,124,000 | 5,245,000 | 5,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,181,000 | 1,789,000 | 2,411,000 |
| Interest expense | 247,000 | 497,000 | 740,000 | 967,000 |
| Net interest income | 354,000 | 684,000 | 1,049,000 | 1,444,000 |
| Noninterest income | 24,000 | 44,000 | 61,000 | 87,000 |
| Noninterest expense | 212,000 | 462,000 | 684,000 | 1,057,000 |
| Provision for loan losses | 13,000 | 18,000 | 29,000 | 83,000 |
| Pretax income | 153,000 | 248,000 | 397,000 | 391,000 |
| Income tax | 0 | 0 | 0 | -10,000 |
| Net income | 153,000 | 248,000 | 397,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,079,000 | 5,124,000 | 5,245,000 | 5,223,000 |
| Total capital | 5,409,000 | 5,466,000 | 5,594,000 | 5,571,000 |
| Risk-weighted assets | 30,495,000 | 31,854,000 | 33,127,000 | 33,763,000 |
Machine access — free, no API key
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