Call reports 2008
H. F. GEHANT BANKING CO. — 2008
What H. F. GEHANT BANKING CO. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 46,043,000 | 46,922,000 | 47,580,000 | 45,917,000 |
| Total loans | 29,504,000 | 30,017,000 | 30,885,000 | 32,574,000 |
| Allowance for loan losses | 341,000 | 360,000 | 364,000 | 317,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,670,000 | 8,694,000 | 8,525,000 | 10,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,856,000 | 41,744,000 | 42,385,000 | 40,815,000 |
| Interest-bearing deposits | 38,098,000 | 38,978,000 | 40,185,000 | 37,631,000 |
| Noninterest-bearing deposits | 2,758,000 | 2,766,000 | 2,200,000 | 3,184,000 |
| Equity capital | 4,846,000 | 4,866,000 | 4,891,000 | 4,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,272,000 | 1,898,000 | 2,510,000 |
| Interest expense | 364,000 | 702,000 | 1,030,000 | 1,310,000 |
| Net interest income | 289,000 | 570,000 | 868,000 | 1,200,000 |
| Noninterest income | 23,000 | 43,000 | 61,000 | 87,000 |
| Noninterest expense | 249,000 | 448,000 | 699,000 | 996,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 165,000 | 230,000 | 291,000 |
| Income tax | 0 | 0 | 0 | -10,000 |
| Net income | 63,000 | 165,000 | 230,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,846,000 | 4,866,000 | 4,891,000 | 4,926,000 |
| Total capital | 5,187,000 | 5,226,000 | 5,255,000 | 5,243,000 |
| Risk-weighted assets | 28,673,000 | 29,352,000 | 29,445,000 | 29,916,000 |
Machine access — free, no API key
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