Call reports 2004
H. F. GEHANT BANKING CO. — 2004
What H. F. GEHANT BANKING CO. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,509,000 | 30,780,000 | 30,310,000 | 31,108,000 |
| Total loans | 20,355,000 | 20,525,000 | 21,822,000 | 21,008,000 |
| Allowance for loan losses | 296,000 | 315,000 | 269,000 | 241,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,563,000 | 6,554,000 | 6,028,000 | 6,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,309,000 | 26,529,000 | 25,992,000 | 26,796,000 |
| Interest-bearing deposits | 24,085,000 | 24,483,000 | 24,230,000 | 24,266,000 |
| Noninterest-bearing deposits | 2,224,000 | 2,046,000 | 1,762,000 | 2,530,000 |
| Equity capital | 4,054,000 | 4,100,000 | 4,154,000 | 4,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 761,000 | 1,160,000 | 1,564,000 |
| Interest expense | 134,000 | 261,000 | 386,000 | 514,000 |
| Net interest income | 248,000 | 500,000 | 774,000 | 1,050,000 |
| Noninterest income | 61,000 | 74,000 | 85,000 | 98,000 |
| Noninterest expense | 176,000 | 355,000 | 542,000 | 717,000 |
| Provision for loan losses | 22,000 | 40,000 | 58,000 | 108,000 |
| Pretax income | 111,000 | 179,000 | 259,000 | 323,000 |
| Income tax | 36,000 | 58,000 | 84,000 | 95,000 |
| Net income | 75,000 | 121,000 | 175,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,054,000 | 4,100,000 | 4,154,000 | 4,168,000 |
| Total capital | 4,290,000 | 4,337,000 | 4,403,000 | 4,409,000 |
| Risk-weighted assets | 18,852,000 | 18,868,000 | 19,906,000 | 19,585,000 |
Machine access — free, no API key
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