Call reports 2002
H. F. GEHANT BANKING CO. — 2002
What H. F. GEHANT BANKING CO. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 29,952,000 | 30,093,000 | 30,461,000 | 30,743,000 |
| Total loans | 18,883,000 | 18,985,000 | 19,408,000 | 19,754,000 |
| Allowance for loan losses | 227,000 | 227,000 | 274,000 | 255,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,522,000 | 6,526,000 | 6,387,000 | 6,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,076,000 | 26,154,000 | 26,427,000 | 26,625,000 |
| Interest-bearing deposits | 24,443,000 | 24,556,000 | 24,859,000 | 24,502,000 |
| Noninterest-bearing deposits | 1,633,000 | 1,598,000 | 1,568,000 | 2,123,000 |
| Equity capital | 3,660,000 | 3,729,000 | 3,825,000 | 3,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 900,000 | 1,351,000 | 1,791,000 |
| Interest expense | 226,000 | 444,000 | 652,000 | 841,000 |
| Net interest income | 230,000 | 456,000 | 699,000 | 950,000 |
| Noninterest income | 9,000 | 19,000 | 34,000 | 44,000 |
| Noninterest expense | 174,000 | 341,000 | 493,000 | 623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 134,000 | 240,000 | 371,000 |
| Income tax | 2,000 | 2,000 | 12,000 | 37,000 |
| Net income | 63,000 | 132,000 | 228,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,660,000 | 3,729,000 | 3,825,000 | 3,892,000 |
| Total capital | 3,887,000 | 3,956,000 | 4,057,000 | 4,125,000 |
| Risk-weighted assets | 18,464,000 | 18,224,000 | 18,510,000 | 18,646,000 |
Machine access — free, no API key
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