Call reports 2025
PINNACLE BANK — 2025
What PINNACLE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,744,975,000 | 2,688,128,000 | 2,724,132,000 | 2,729,496,000 |
| Total loans | 1,757,675,000 | 1,813,733,000 | 1,860,436,000 | 1,860,777,000 |
| Allowance for loan losses | 20,896,000 | 21,020,000 | 21,638,000 | 21,873,000 |
| Securities available for sale | 630,581,000 | 639,300,000 | 594,888,000 | 574,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,408,464,000 | 2,336,614,000 | 2,358,285,000 | 2,353,192,000 |
| Interest-bearing deposits | 1,743,468,000 | 1,708,596,000 | 1,716,811,000 | 1,720,239,000 |
| Noninterest-bearing deposits | 664,996,000 | 628,018,000 | 641,474,000 | 632,953,000 |
| Equity capital | 319,849,000 | 333,981,000 | 345,505,000 | 356,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 31,415,000 | 64,031,000 | 98,242,000 | 133,196,000 |
| Interest expense | 12,127,000 | 23,905,000 | 35,796,000 | 47,269,000 |
| Net interest income | 19,288,000 | 40,126,000 | 62,446,000 | 85,927,000 |
| Noninterest income | 2,346,000 | 4,548,000 | 7,088,000 | 9,164,000 |
| Noninterest expense | 12,538,000 | 25,580,000 | 39,539,000 | 53,340,000 |
| Provision for loan losses | 693,000 | 876,000 | 1,576,000 | 1,842,000 |
| Pretax income | 8,411,000 | 17,928,000 | 27,876,000 | 39,157,000 |
| Income tax | 1,810,000 | 3,789,000 | 5,877,000 | 8,242,000 |
| Net income | 6,601,000 | 14,139,000 | 21,999,000 | 30,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 260,614,000 | 269,161,000 | 278,034,000 | 284,382,000 |
| Total capital | 280,386,000 | 289,355,000 | 299,099,000 | 307,226,000 |
| Risk-weighted assets | 1,858,650,000 | 1,941,839,000 | 1,996,659,000 | 2,020,266,000 |