Call reports 2024
PINNACLE BANK — 2024
What PINNACLE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,747,997,000 | 2,801,798,000 | 2,678,855,000 | 2,681,387,000 |
| Total loans | 1,674,521,000 | 1,616,306,000 | 1,674,681,000 | 1,719,367,000 |
| Allowance for loan losses | 20,471,000 | 18,480,000 | 18,952,000 | 20,253,000 |
| Securities available for sale | 653,670,000 | 662,914,000 | 668,615,000 | 627,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,320,887,000 | 2,306,816,000 | 2,340,107,000 | 2,357,396,000 |
| Interest-bearing deposits | 1,653,831,000 | 1,649,096,000 | 1,677,565,000 | 1,725,317,000 |
| Noninterest-bearing deposits | 667,056,000 | 657,720,000 | 662,542,000 | 632,079,000 |
| Equity capital | 295,905,000 | 303,307,000 | 320,369,000 | 305,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 31,461,000 | 63,549,000 | 94,630,000 | 126,330,000 |
| Interest expense | 15,058,000 | 30,792,000 | 47,359,000 | 60,366,000 |
| Net interest income | 16,403,000 | 32,757,000 | 47,271,000 | 65,964,000 |
| Noninterest income | 1,417,000 | 10,266,000 | 11,342,000 | 13,765,000 |
| Noninterest expense | 12,383,000 | 25,014,000 | 38,113,000 | 51,482,000 |
| Provision for loan losses | 181,000 | 5,353,000 | 5,901,000 | 7,263,000 |
| Pretax income | 5,437,000 | 13,007,000 | 15,298,000 | 21,963,000 |
| Income tax | 1,172,000 | 2,868,000 | 3,505,000 | 4,958,000 |
| Net income | 4,265,000 | 10,139,000 | 11,793,000 | 17,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,282,000 | 259,166,000 | 261,832,000 | 253,001,000 |
| Total capital | 271,075,000 | 275,797,000 | 278,587,000 | 272,129,000 |
| Risk-weighted assets | 1,787,106,000 | 1,819,329,000 | 1,792,842,000 | 1,820,869,000 |