Call reports 2021
PINNACLE BANK — 2021
What PINNACLE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,860,441,000 | 1,941,896,000 | 2,040,379,000 | 2,093,549,000 |
| Total loans | 1,070,632,000 | 1,080,992,000 | 1,123,533,000 | 1,128,692,000 |
| Allowance for loan losses | 13,644,000 | 14,368,000 | 15,110,000 | 15,374,000 |
| Securities available for sale | 557,150,000 | 637,902,000 | 762,191,000 | 830,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,632,875,000 | 1,707,710,000 | 1,801,672,000 | 1,855,277,000 |
| Interest-bearing deposits | 1,285,480,000 | 1,355,269,000 | 1,430,159,000 | 1,458,546,000 |
| Noninterest-bearing deposits | 347,395,000 | 352,441,000 | 371,513,000 | 396,731,000 |
| Equity capital | 223,900,000 | 229,467,000 | 233,389,000 | 232,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 16,319,000 | 33,030,000 | 49,743,000 | 65,959,000 |
| Interest expense | 938,000 | 1,791,000 | 2,404,000 | 2,969,000 |
| Net interest income | 15,381,000 | 31,239,000 | 47,339,000 | 62,990,000 |
| Noninterest income | 1,580,000 | 3,301,000 | 3,730,000 | 5,329,000 |
| Noninterest expense | 9,713,000 | 19,552,000 | 27,862,000 | 37,535,000 |
| Provision for loan losses | 201,000 | 939,000 | 1,735,000 | 2,039,000 |
| Pretax income | 7,047,000 | 14,047,000 | 21,470,000 | 28,743,000 |
| Income tax | 1,506,000 | 2,943,000 | 4,493,000 | 6,045,000 |
| Net income | 5,541,000 | 11,104,000 | 16,977,000 | 22,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,950,000 | 166,011,000 | 172,382,000 | 178,599,000 |
| Total capital | 173,364,000 | 180,035,000 | 187,257,000 | 193,695,000 |
| Risk-weighted assets | 1,072,955,000 | 1,121,642,000 | 1,189,787,000 | 1,207,443,000 |