Call reports 2019
PINNACLE BANK — 2019
What PINNACLE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,382,782,000 | 1,430,483,000 | 1,483,744,000 | 1,486,228,000 |
| Total loans | 901,221,000 | 932,598,000 | 937,783,000 | 955,810,000 |
| Allowance for loan losses | 11,082,000 | 11,231,000 | 11,697,000 | 11,809,000 |
| Securities available for sale | 312,103,000 | 314,805,000 | 339,948,000 | 350,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,187,385,000 | 1,231,050,000 | 1,277,923,000 | 1,277,983,000 |
| Interest-bearing deposits | 947,936,000 | 985,747,000 | 1,007,365,000 | 1,012,159,000 |
| Noninterest-bearing deposits | 239,449,000 | 245,303,000 | 270,558,000 | 265,824,000 |
| Equity capital | 191,403,000 | 196,291,000 | 201,810,000 | 204,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,275,000 | 29,537,000 | 45,395,000 | 61,437,000 |
| Interest expense | 1,883,000 | 4,123,000 | 6,576,000 | 9,035,000 |
| Net interest income | 12,392,000 | 25,414,000 | 38,819,000 | 52,402,000 |
| Noninterest income | 1,578,000 | 3,120,000 | 4,702,000 | 5,956,000 |
| Noninterest expense | 8,943,000 | 18,175,000 | 27,156,000 | 36,688,000 |
| Provision for loan losses | 292,000 | 596,000 | 846,000 | 983,000 |
| Pretax income | 4,734,000 | 9,762,000 | 15,518,000 | 20,686,000 |
| Income tax | 1,014,000 | 2,071,000 | 3,191,000 | 4,291,000 |
| Net income | 3,720,000 | 7,691,000 | 12,327,000 | 16,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,128,000 | 127,511,000 | 132,560,000 | 137,036,000 |
| Total capital | 136,210,000 | 138,742,000 | 144,257,000 | 148,845,000 |
| Risk-weighted assets | 943,099,000 | 979,566,000 | 982,761,000 | 1,019,078,000 |