Call reports 2018
PINNACLE BANK — 2018
What PINNACLE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,310,192,000 | 1,308,932,000 | 1,358,695,000 | 1,339,377,000 |
| Total loans | 872,269,000 | 871,894,000 | 892,633,000 | 895,134,000 |
| Allowance for loan losses | 9,652,000 | 10,142,000 | 10,294,000 | 10,821,000 |
| Securities available for sale | 281,113,000 | 273,760,000 | 293,534,000 | 307,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,120,530,000 | 1,113,903,000 | 1,169,247,000 | 1,137,759,000 |
| Interest-bearing deposits | 868,521,000 | 878,680,000 | 914,341,000 | 886,430,000 |
| Noninterest-bearing deposits | 252,009,000 | 235,223,000 | 254,906,000 | 251,329,000 |
| Equity capital | 176,198,000 | 179,764,000 | 180,248,000 | 184,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,699,000 | 25,678,000 | 39,591,000 | 53,811,000 |
| Interest expense | 908,000 | 1,903,000 | 3,297,000 | 4,931,000 |
| Net interest income | 11,791,000 | 23,775,000 | 36,294,000 | 48,880,000 |
| Noninterest income | 1,994,000 | 4,018,000 | 5,764,000 | 7,175,000 |
| Noninterest expense | 8,548,000 | 17,323,000 | 26,082,000 | 35,160,000 |
| Provision for loan losses | 719,000 | 1,345,000 | 1,957,000 | 2,526,000 |
| Pretax income | 4,518,000 | 9,125,000 | 14,019,000 | 18,369,000 |
| Income tax | 36,000 | -164,000 | 874,000 | 1,850,000 |
| Net income | 4,482,000 | 9,289,000 | 13,145,000 | 16,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,719,000 | 116,439,000 | 118,208,000 | 120,995,000 |
| Total capital | 122,371,000 | 126,581,000 | 128,502,000 | 131,816,000 |
| Risk-weighted assets | 896,992,000 | 893,107,000 | 917,064,000 | 920,617,000 |