Call reports 2016
PINNACLE BANK — 2016
What PINNACLE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 740,913,000 | 723,429,000 | 729,016,000 | 721,079,000 |
| Total loans | 415,453,000 | 430,519,000 | 448,651,000 | 459,255,000 |
| Allowance for loan losses | 6,089,000 | 6,248,000 | 6,157,000 | 6,370,000 |
| Securities available for sale | 205,352,000 | 213,580,000 | 206,181,000 | 195,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,411,000 | 625,097,000 | 631,365,000 | 627,611,000 |
| Interest-bearing deposits | 537,704,000 | 516,659,000 | 517,584,000 | 513,690,000 |
| Noninterest-bearing deposits | 107,707,000 | 108,438,000 | 113,781,000 | 113,921,000 |
| Equity capital | 92,919,000 | 95,459,000 | 94,456,000 | 91,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,187,000 | 13,626,000 | 20,211,000 | 26,901,000 |
| Interest expense | 290,000 | 594,000 | 900,000 | 1,197,000 |
| Net interest income | 6,897,000 | 13,032,000 | 19,311,000 | 25,704,000 |
| Noninterest income | 1,727,000 | 3,888,000 | 5,595,000 | 7,419,000 |
| Noninterest expense | 4,691,000 | 9,582,000 | 14,290,000 | 19,050,000 |
| Provision for loan losses | 94,000 | 139,000 | 269,000 | 519,000 |
| Pretax income | 3,839,000 | 7,200,000 | 10,348,000 | 13,555,000 |
| Income tax | 18,000 | 36,000 | 60,000 | 78,000 |
| Net income | 3,821,000 | 7,164,000 | 10,288,000 | 13,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,907,000 | 60,250,000 | 60,374,000 | 62,063,000 |
| Total capital | 65,551,000 | 65,979,000 | 66,388,000 | 68,227,000 |
| Risk-weighted assets | 451,115,000 | 457,836,000 | 480,974,000 | 492,914,000 |