Call reports 2015
PINNACLE BANK — 2015
What PINNACLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 654,690,000 | 649,218,000 | 663,549,000 | 694,132,000 |
| Total loans | 351,874,000 | 363,495,000 | 374,473,000 | 401,138,000 |
| Allowance for loan losses | 5,868,000 | 5,997,000 | 6,020,000 | 6,021,000 |
| Securities available for sale | 202,951,000 | 219,133,000 | 210,001,000 | 213,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,320,000 | 564,676,000 | 574,658,000 | 603,884,000 |
| Interest-bearing deposits | 464,060,000 | 458,157,000 | 468,860,000 | 500,145,000 |
| Noninterest-bearing deposits | 105,260,000 | 106,519,000 | 105,798,000 | 103,739,000 |
| Equity capital | 82,823,000 | 81,656,000 | 85,594,000 | 86,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,604,000 | 11,398,000 | 17,486,000 | 23,590,000 |
| Interest expense | 246,000 | 495,000 | 743,000 | 1,009,000 |
| Net interest income | 5,358,000 | 10,903,000 | 16,743,000 | 22,581,000 |
| Noninterest income | 1,584,000 | 3,607,000 | 5,467,000 | 7,212,000 |
| Noninterest expense | 4,638,000 | 9,415,000 | 14,066,000 | 18,808,000 |
| Provision for loan losses | 134,000 | 270,000 | 346,000 | 392,000 |
| Pretax income | 2,170,000 | 4,825,000 | 7,802,000 | 10,599,000 |
| Income tax | 21,000 | 36,000 | 48,000 | 61,000 |
| Net income | 2,149,000 | 4,789,000 | 7,754,000 | 10,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,062,000 | 50,283,000 | 53,302,000 | 56,086,000 |
| Total capital | 54,934,000 | 55,224,000 | 58,407,000 | 61,544,000 |
| Risk-weighted assets | 388,783,000 | 394,241,000 | 407,523,000 | 436,054,000 |