Call reports 2014
PINNACLE BANK — 2014
What PINNACLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 595,060,000 | 598,872,000 | 606,758,000 | 606,327,000 |
| Total loans | 336,092,000 | 346,500,000 | 347,544,000 | 350,159,000 |
| Allowance for loan losses | 6,040,000 | 6,057,000 | 5,719,000 | 5,787,000 |
| Securities available for sale | 186,079,000 | 189,131,000 | 195,627,000 | 191,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,421,000 | 514,241,000 | 520,807,000 | 516,963,000 |
| Interest-bearing deposits | 420,932,000 | 418,431,000 | 428,248,000 | 422,475,000 |
| Noninterest-bearing deposits | 89,489,000 | 95,810,000 | 92,559,000 | 94,488,000 |
| Equity capital | 82,268,000 | 82,104,000 | 82,776,000 | 84,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,567,000 | 11,253,000 | 17,108,000 | 24,334,000 |
| Interest expense | 300,000 | 592,000 | 879,000 | 1,139,000 |
| Net interest income | 5,267,000 | 10,661,000 | 16,229,000 | 23,195,000 |
| Noninterest income | 1,223,000 | 2,598,000 | 4,093,000 | 5,668,000 |
| Noninterest expense | 4,397,000 | 8,841,000 | 13,496,000 | 18,474,000 |
| Provision for loan losses | 44,000 | 88,000 | 193,000 | 326,000 |
| Pretax income | 2,049,000 | 4,334,000 | 6,637,000 | 10,104,000 |
| Income tax | 21,000 | 42,000 | 56,000 | 77,000 |
| Net income | 2,028,000 | 4,292,000 | 6,581,000 | 10,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,901,000 | 48,867,000 | 50,358,000 | 52,508,000 |
| Total capital | 53,334,000 | 53,380,000 | 54,875,000 | 57,078,000 |
| Risk-weighted assets | 353,048,000 | 359,487,000 | 360,193,000 | 364,410,000 |