Call reports 2013
PINNACLE BANK — 2013
What PINNACLE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 572,241,000 | 569,137,000 | 583,590,000 | 579,334,000 |
| Total loans | 325,041,000 | 327,222,000 | 318,823,000 | 330,457,000 |
| Allowance for loan losses | 5,914,000 | 6,361,000 | 6,050,000 | 6,048,000 |
| Securities available for sale | 176,881,000 | 175,414,000 | 164,992,000 | 181,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,508,000 | 486,307,000 | 498,755,000 | 495,364,000 |
| Interest-bearing deposits | 407,628,000 | 412,365,000 | 414,495,000 | 415,203,000 |
| Noninterest-bearing deposits | 75,880,000 | 73,942,000 | 84,260,000 | 80,161,000 |
| Equity capital | 85,462,000 | 79,413,000 | 81,102,000 | 81,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,414,000 | 12,098,000 | 17,808,000 | 23,385,000 |
| Interest expense | 357,000 | 719,000 | 1,066,000 | 1,397,000 |
| Net interest income | 6,057,000 | 11,379,000 | 16,742,000 | 21,988,000 |
| Noninterest income | 1,241,000 | 2,527,000 | 3,852,000 | 5,143,000 |
| Noninterest expense | 4,270,000 | 8,650,000 | 13,038,000 | 17,467,000 |
| Provision for loan losses | 201,000 | 297,000 | 343,000 | 388,000 |
| Pretax income | 2,827,000 | 4,959,000 | 7,227,000 | 9,290,000 |
| Income tax | 21,000 | 23,000 | 44,000 | 65,000 |
| Net income | 2,806,000 | 4,936,000 | 7,183,000 | 9,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,642,000 | 44,475,000 | 46,926,000 | 48,170,000 |
| Total capital | 51,869,000 | 48,723,000 | 51,163,000 | 52,523,000 |
| Risk-weighted assets | 336,499,000 | 337,746,000 | 337,171,000 | 346,548,000 |