Call reports 2012
PINNACLE BANK — 2012
What PINNACLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 550,209,000 | 564,923,000 | 561,752,000 | 565,629,000 |
| Total loans | 298,741,000 | 315,085,000 | 322,395,000 | 330,477,000 |
| Allowance for loan losses | 4,911,000 | 5,245,000 | 5,555,000 | 5,732,000 |
| Securities available for sale | 193,691,000 | 191,367,000 | 181,747,000 | 175,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,325,000 | 448,783,000 | 443,527,000 | 460,858,000 |
| Interest-bearing deposits | 395,171,000 | 383,415,000 | 369,995,000 | 390,089,000 |
| Noninterest-bearing deposits | 67,154,000 | 65,368,000 | 73,532,000 | 70,769,000 |
| Equity capital | 84,258,000 | 82,603,000 | 86,561,000 | 85,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,931,000 | 11,716,000 | 18,854,000 | 25,231,000 |
| Interest expense | 480,000 | 902,000 | 1,283,000 | 1,634,000 |
| Net interest income | 5,451,000 | 10,814,000 | 17,571,000 | 23,597,000 |
| Noninterest income | 2,409,000 | 3,631,000 | 4,890,000 | 6,162,000 |
| Noninterest expense | 4,388,000 | 8,708,000 | 12,770,000 | 16,993,000 |
| Provision for loan losses | 744,000 | 1,087,000 | 1,431,000 | 1,673,000 |
| Pretax income | 2,729,000 | 4,656,000 | 8,276,000 | 11,110,000 |
| Income tax | 21,000 | 42,000 | 63,000 | 84,000 |
| Net income | 2,708,000 | 4,614,000 | 8,213,000 | 11,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,710,000 | 43,319,000 | 47,121,000 | 46,635,000 |
| Total capital | 48,804,000 | 47,515,000 | 51,436,000 | 51,005,000 |
| Risk-weighted assets | 326,677,000 | 334,606,000 | 343,930,000 | 348,251,000 |