Call reports 2011
PINNACLE BANK — 2011
What PINNACLE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 528,834,000 | 528,393,000 | 549,968,000 | 548,610,000 |
| Total loans | 287,106,000 | 288,885,000 | 293,326,000 | 298,409,000 |
| Allowance for loan losses | 4,809,000 | 5,418,000 | 3,645,000 | 4,204,000 |
| Securities available for sale | 177,336,000 | 165,772,000 | 169,211,000 | 182,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,774,000 | 445,100,000 | 463,695,000 | 459,952,000 |
| Interest-bearing deposits | 378,061,000 | 384,703,000 | 396,646,000 | 396,038,000 |
| Noninterest-bearing deposits | 59,713,000 | 60,397,000 | 67,049,000 | 63,914,000 |
| Equity capital | 78,022,000 | 79,774,000 | 82,461,000 | 82,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,925,000 | 11,651,000 | 17,694,000 | 23,735,000 |
| Interest expense | 809,000 | 1,555,000 | 2,207,000 | 2,764,000 |
| Net interest income | 5,116,000 | 10,096,000 | 15,487,000 | 20,971,000 |
| Noninterest income | 1,448,000 | 2,820,000 | 4,324,000 | 5,639,000 |
| Noninterest expense | 4,300,000 | 8,552,000 | 13,376,000 | 17,541,000 |
| Provision for loan losses | 544,000 | 1,187,000 | 1,681,000 | 2,149,000 |
| Pretax income | 1,723,000 | 3,195,000 | 4,833,000 | 7,026,000 |
| Income tax | 13,000 | 53,000 | 74,000 | 95,000 |
| Net income | 1,710,000 | 3,142,000 | 4,759,000 | 6,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,372,000 | 40,556,000 | 42,425,000 | 42,800,000 |
| Total capital | 45,368,000 | 44,532,000 | 46,070,000 | 46,974,000 |
| Risk-weighted assets | 318,904,000 | 316,644,000 | 330,979,000 | 333,864,000 |