Call reports 2009
PINNACLE BANK — 2009
What PINNACLE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 479,443,000 | 479,107,000 | 492,405,000 | 499,039,000 |
| Total loans | 246,637,000 | 255,793,000 | 250,910,000 | 254,295,000 |
| Allowance for loan losses | 3,438,000 | 3,416,000 | 3,362,000 | 3,581,000 |
| Securities available for sale | 155,195,000 | 159,279,000 | 167,486,000 | 181,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,085,000 | 400,684,000 | 409,049,000 | 414,471,000 |
| Interest-bearing deposits | 321,499,000 | 333,052,000 | 344,985,000 | 352,127,000 |
| Noninterest-bearing deposits | 79,586,000 | 67,632,000 | 64,064,000 | 62,344,000 |
| Equity capital | 74,028,000 | 73,997,000 | 78,889,000 | 73,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,868,000 | 11,718,000 | 18,750,000 | 24,618,000 |
| Interest expense | 1,281,000 | 2,486,000 | 3,612,000 | 4,753,000 |
| Net interest income | 4,587,000 | 9,232,000 | 15,138,000 | 19,865,000 |
| Noninterest income | 1,150,000 | 2,419,000 | 3,807,000 | 5,164,000 |
| Noninterest expense | 4,814,000 | 9,231,000 | 13,790,000 | 17,730,000 |
| Provision for loan losses | 161,000 | 335,000 | 607,000 | 936,000 |
| Pretax income | 765,000 | 2,154,000 | 4,637,000 | 6,524,000 |
| Income tax | 12,000 | 17,000 | 17,000 | 17,000 |
| Net income | 753,000 | 2,137,000 | 4,620,000 | 6,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,559,000 | 36,251,000 | 39,209,000 | 35,349,000 |
| Total capital | 38,997,000 | 39,667,000 | 42,571,000 | 38,930,000 |
| Risk-weighted assets | 287,870,000 | 335,521,000 | 290,566,000 | 289,787,000 |