Call reports 2002
PINNACLE BANK — 2002
What PINNACLE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 115,952,000 | 116,041,000 | 133,060,000 | 128,493,000 |
| Total loans | 80,702,000 | 79,769,000 | 81,002,000 | 85,171,000 |
| Allowance for loan losses | 881,000 | 887,000 | 929,000 | 1,103,000 |
| Securities available for sale | 0 | 0 | 0 | 7,993,000 |
| Securities held to maturity | 7,072,000 | 8,588,000 | 9,027,000 | 6,378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,431,000 | 102,035,000 | 110,502,000 | 108,085,000 |
| Interest-bearing deposits | 80,472,000 | 79,550,000 | 87,112,000 | 84,797,000 |
| Noninterest-bearing deposits | 21,959,000 | 22,485,000 | 23,390,000 | 23,288,000 |
| Equity capital | 9,029,000 | 9,515,000 | 17,772,000 | 18,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,135,000 | 4,191,000 | 678,000 | 2,732,000 |
| Interest expense | 692,000 | 1,344,000 | 212,000 | 799,000 |
| Net interest income | 1,443,000 | 2,847,000 | 466,000 | 1,933,000 |
| Noninterest income | 454,000 | 974,000 | 167,000 | 730,000 |
| Noninterest expense | 1,250,000 | 2,485,000 | 342,000 | 1,542,000 |
| Provision for loan losses | 110,000 | 305,000 | 25,000 | 224,000 |
| Pretax income | 537,000 | 1,031,000 | 267,000 | 897,000 |
| Income tax | 8,000 | 16,000 | 95,000 | 370,000 |
| Net income | 529,000 | 1,015,000 | 172,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,029,000 | 9,515,000 | 9,248,000 | 10,676,000 |
| Total capital | 9,910,000 | 10,402,000 | 10,177,000 | 11,806,000 |
| Risk-weighted assets | 80,283,000 | 81,966,000 | 92,522,000 | 85,339,000 |