Call reports 2001
PINNACLE BANK — 2001
What PINNACLE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 106,015,000 | 112,727,000 | 115,616,000 | 113,554,000 |
| Total loans | 73,465,000 | 76,645,000 | 80,193,000 | 81,668,000 |
| Allowance for loan losses | 739,000 | 764,000 | 808,000 | 821,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,554,000 | 8,372,000 | 8,838,000 | 6,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,153,000 | 100,371,000 | 102,679,000 | 100,481,000 |
| Interest-bearing deposits | 75,388,000 | 82,001,000 | 82,494,000 | 77,469,000 |
| Noninterest-bearing deposits | 16,765,000 | 18,370,000 | 20,185,000 | 23,012,000 |
| Equity capital | 8,133,000 | 7,606,000 | 8,102,000 | 8,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,243,000 | 4,470,000 | 6,744,000 | 8,921,000 |
| Interest expense | 1,053,000 | 2,097,000 | 3,074,000 | 3,945,000 |
| Net interest income | 1,190,000 | 2,373,000 | 3,670,000 | 4,976,000 |
| Noninterest income | 320,000 | 767,000 | 1,216,000 | 1,660,000 |
| Noninterest expense | 986,000 | 2,050,000 | 3,181,000 | 4,491,000 |
| Provision for loan losses | 40,000 | 115,000 | 226,000 | 260,000 |
| Pretax income | 484,000 | 975,000 | 1,479,000 | 1,885,000 |
| Income tax | 8,000 | 16,000 | 24,000 | 32,000 |
| Net income | 476,000 | 959,000 | 1,455,000 | 1,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,133,000 | 7,606,000 | 8,102,000 | 8,500,000 |
| Total capital | 8,872,000 | 8,370,000 | 8,910,000 | 9,321,000 |
| Risk-weighted assets | 74,621,000 | 79,325,000 | 82,738,000 | 80,291,000 |