Call reports 2011
PREMIER BANK — 2011
What PREMIER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 293,991,000 | 296,490,000 | 277,339,000 | 268,703,000 |
| Total loans | 177,565,000 | 174,185,000 | 158,699,000 | 156,951,000 |
| Allowance for loan losses | 6,501,000 | 6,558,000 | 10,086,000 | 12,093,000 |
| Securities available for sale | 30,865,000 | 59,593,000 | 76,197,000 | 76,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,274,000 | 214,822,000 | 202,657,000 | 198,953,000 |
| Interest-bearing deposits | 199,490,000 | 203,217,000 | 190,205,000 | 188,573,000 |
| Noninterest-bearing deposits | 12,784,000 | 11,605,000 | 12,452,000 | 10,380,000 |
| Equity capital | 11,928,000 | 13,155,000 | 9,852,000 | 5,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,911,000 | 6,024,000 | 8,226,000 | 10,581,000 |
| Interest expense | 1,800,000 | 3,557,000 | 5,250,000 | 6,785,000 |
| Net interest income | 1,111,000 | 2,467,000 | 2,976,000 | 3,796,000 |
| Noninterest income | 92,000 | 177,000 | 199,000 | -285,000 |
| Noninterest expense | 1,309,000 | 2,752,000 | 4,615,000 | 7,313,000 |
| Provision for loan losses | 22,000 | 22,000 | 4,121,000 | 6,122,000 |
| Pretax income | 14,000 | 23,000 | -5,319,000 | -9,161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 23,000 | -5,319,000 | -9,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,049,000 | 13,058,000 | 7,715,000 | 3,874,000 |
| Total capital | 15,664,000 | 15,563,000 | 10,016,000 | 6,104,000 |
| Risk-weighted assets | 205,353,000 | 196,345,000 | 176,336,000 | 168,523,000 |