Call reports 2010
PREMIER BANK — 2010
What PREMIER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 344,098,000 | 338,738,000 | 320,907,000 | 290,264,000 |
| Total loans | 195,224,000 | 192,809,000 | 191,680,000 | 181,329,000 |
| Allowance for loan losses | 3,060,000 | 3,100,000 | 3,100,000 | 6,075,000 |
| Securities available for sale | 81,791,000 | 66,445,000 | 33,702,000 | 31,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,188,000 | 218,982,000 | 215,185,000 | 207,919,000 |
| Interest-bearing deposits | 210,110,000 | 206,614,000 | 202,123,000 | 193,983,000 |
| Noninterest-bearing deposits | 12,078,000 | 12,368,000 | 13,062,000 | 13,936,000 |
| Equity capital | 25,135,000 | 24,366,000 | 24,642,000 | 11,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,581,000 | 8,437,000 | 12,177,000 | 15,459,000 |
| Interest expense | 2,627,000 | 5,130,000 | 7,445,000 | 9,552,000 |
| Net interest income | 1,954,000 | 3,307,000 | 4,732,000 | 5,907,000 |
| Noninterest income | 202,000 | 463,000 | 1,414,000 | 1,340,000 |
| Noninterest expense | 1,672,000 | 3,305,000 | 5,228,000 | 6,846,000 |
| Provision for loan losses | 514,000 | 660,000 | 2,543,000 | 14,313,000 |
| Pretax income | 245,000 | 273,000 | -504,000 | -12,722,000 |
| Income tax | 0 | 3,000 | 5,000 | -35,000 |
| Net income | 245,000 | 270,000 | -509,000 | -12,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,917,000 | 24,942,000 | 24,463,000 | 13,035,000 |
| Total capital | 27,806,000 | 27,788,000 | 27,229,000 | 15,678,000 |
| Risk-weighted assets | 230,964,000 | 227,429,000 | 220,985,000 | 208,034,000 |