Call reports 2009
PREMIER BANK — 2009
What PREMIER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 345,421,000 | 350,354,000 | 368,894,000 | 350,486,000 |
| Total loans | 198,156,000 | 201,577,000 | 197,496,000 | 199,944,000 |
| Allowance for loan losses | 2,300,000 | 2,307,000 | 3,117,000 | 2,600,000 |
| Securities available for sale | 118,657,000 | 112,804,000 | 121,959,000 | 99,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,681,000 | 231,731,000 | 244,407,000 | 233,528,000 |
| Interest-bearing deposits | 206,998,000 | 219,723,000 | 228,869,000 | 221,836,000 |
| Noninterest-bearing deposits | 19,683,000 | 12,008,000 | 15,538,000 | 11,692,000 |
| Equity capital | 18,595,000 | 19,111,000 | 24,379,000 | 23,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,972,000 | 9,911,000 | 15,060,000 | 20,059,000 |
| Interest expense | 3,095,000 | 6,082,000 | 9,051,000 | 12,017,000 |
| Net interest income | 1,877,000 | 3,829,000 | 6,009,000 | 8,042,000 |
| Noninterest income | 210,000 | 390,000 | 1,220,000 | 1,322,000 |
| Noninterest expense | 1,243,000 | 2,385,000 | 4,134,000 | 5,146,000 |
| Provision for loan losses | 461,000 | 4,758,000 | 5,130,000 | 6,506,000 |
| Pretax income | 445,000 | -2,638,000 | -1,699,000 | -1,708,000 |
| Income tax | 3,000 | -10,000 | 5,000 | 5,000 |
| Net income | 442,000 | -2,628,000 | -1,704,000 | -1,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,076,000 | 24,320,000 | 25,023,000 | 24,759,000 |
| Total capital | 24,376,000 | 26,627,000 | 27,897,000 | 27,359,000 |
| Risk-weighted assets | 218,217,000 | 228,293,000 | 229,718,000 | 234,862,000 |