Call reports 2006
PREMIER BANK — 2006
What PREMIER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 182,410,000 | 184,352,000 | 194,140,000 | 203,893,000 |
| Total loans | 124,185,000 | 132,266,000 | 138,199,000 | 140,890,000 |
| Allowance for loan losses | 1,470,000 | 1,560,000 | 2,000,000 | 1,892,000 |
| Securities available for sale | 13,165,000 | 12,361,000 | 12,233,000 | 17,285,000 |
| Securities held to maturity | 10,129,000 | 10,119,000 | 10,109,000 | 10,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,198,000 | 155,333,000 | 164,280,000 | 173,155,000 |
| Interest-bearing deposits | 146,721,000 | 146,903,000 | 157,372,000 | 162,428,000 |
| Noninterest-bearing deposits | 7,477,000 | 8,430,000 | 6,908,000 | 10,727,000 |
| Equity capital | 13,939,000 | 14,648,000 | 15,415,000 | 16,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,248,000 | 6,662,000 | 10,316,000 | 14,007,000 |
| Interest expense | 1,685,000 | 3,432,000 | 5,249,000 | 7,276,000 |
| Net interest income | 1,563,000 | 3,230,000 | 5,067,000 | 6,731,000 |
| Noninterest income | 222,000 | 429,000 | 708,000 | 911,000 |
| Noninterest expense | 847,000 | 1,793,000 | 2,677,000 | 3,623,000 |
| Provision for loan losses | 115,000 | 208,000 | 648,000 | 707,000 |
| Pretax income | 823,000 | 1,658,000 | 2,450,000 | 3,312,000 |
| Income tax | 0 | 0 | 35,000 | 39,000 |
| Net income | 823,000 | 1,658,000 | 2,415,000 | 3,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,091,000 | 14,841,000 | 15,500,000 | 16,275,000 |
| Total capital | 15,561,000 | 16,401,000 | 17,333,000 | 18,167,000 |
| Risk-weighted assets | 140,668,000 | 144,184,000 | 146,491,000 | 160,060,000 |