Call reports 2005
PREMIER BANK — 2005
What PREMIER BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 138,710,000 | 151,478,000 | 161,851,000 | 184,367,000 |
| Total loans | 80,644,000 | 93,307,000 | 111,317,000 | 121,722,000 |
| Allowance for loan losses | 1,179,000 | 1,202,000 | 1,260,000 | 1,355,000 |
| Securities available for sale | 13,807,000 | 19,966,000 | 22,639,000 | 23,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,696,000 | 130,700,000 | 137,703,000 | 157,933,000 |
| Interest-bearing deposits | 111,934,000 | 123,374,000 | 129,859,000 | 149,411,000 |
| Noninterest-bearing deposits | 6,762,000 | 7,326,000 | 7,844,000 | 8,522,000 |
| Equity capital | 11,191,000 | 11,804,000 | 12,494,000 | 12,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,963,000 | 6,585,000 | 9,519,000 |
| Interest expense | 802,000 | 1,845,000 | 3,136,000 | 4,605,000 |
| Net interest income | 1,034,000 | 2,118,000 | 3,449,000 | 4,914,000 |
| Noninterest income | 160,000 | 345,000 | 530,000 | 672,000 |
| Noninterest expense | 586,000 | 1,272,000 | 2,049,000 | 2,646,000 |
| Provision for loan losses | 10,000 | 31,000 | 89,000 | 178,000 |
| Pretax income | 600,000 | 1,142,000 | 1,822,000 | 2,743,000 |
| Income tax | 0 | 32,000 | 47,000 | 44,000 |
| Net income | 600,000 | 1,110,000 | 1,775,000 | 2,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,299,000 | 11,809,000 | 12,474,000 | 13,174,000 |
| Total capital | 12,459,000 | 13,011,000 | 13,734,000 | 14,529,000 |
| Risk-weighted assets | 92,853,000 | 105,995,000 | 121,052,000 | 131,445,000 |