Call reports 2002
PREMIER BANK — 2002
What PREMIER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 60,522,000 | 55,762,000 | 61,465,000 | 63,090,000 |
| Total loans | 40,948,000 | 40,969,000 | 42,157,000 | 43,402,000 |
| Allowance for loan losses | 1,024,000 | 955,000 | 937,000 | 626,000 |
| Securities available for sale | 11,572,000 | 7,618,000 | 8,275,000 | 10,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,331,000 | 47,371,000 | 52,951,000 | 52,478,000 |
| Interest-bearing deposits | 49,961,000 | 44,424,000 | 48,740,000 | 46,395,000 |
| Noninterest-bearing deposits | 2,370,000 | 2,947,000 | 4,211,000 | 6,083,000 |
| Equity capital | 5,383,000 | 5,534,000 | 5,559,000 | 5,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,914,000 | 2,897,000 | 3,861,000 |
| Interest expense | 544,000 | 1,045,000 | 1,542,000 | 2,006,000 |
| Net interest income | 443,000 | 869,000 | 1,355,000 | 1,855,000 |
| Noninterest income | 10,000 | 22,000 | 41,000 | 69,000 |
| Noninterest expense | 413,000 | 797,000 | 1,212,000 | 1,417,000 |
| Provision for loan losses | 386,000 | 429,000 | 483,000 | 662,000 |
| Pretax income | -201,000 | -186,000 | -123,000 | 28,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -201,000 | -186,000 | -123,000 | 28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,351,000 | 5,366,000 | 5,429,000 | 5,690,000 |
| Total capital | 5,940,000 | 5,951,000 | 6,043,000 | 6,316,000 |
| Risk-weighted assets | 46,677,000 | 46,353,000 | 48,821,000 | 50,108,000 |