Call reports 2021
UNITED SOUTHWEST BANK — 2021
What UNITED SOUTHWEST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 60,217,000 | 58,765,000 | 58,705,000 |
| Total loans | 12,124,000 | 12,384,000 | 11,708,000 |
| Allowance for loan losses | 314,000 | 314,000 | 314,000 |
| Securities available for sale | 10,437,000 | 10,053,000 | 9,898,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 56,028,000 | 54,634,000 | 54,646,000 |
| Interest-bearing deposits | 31,669,000 | 32,011,000 | 32,372,000 |
| Noninterest-bearing deposits | 24,359,000 | 22,623,000 | 22,274,000 |
| Equity capital | 4,115,000 | 4,061,000 | 3,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 218,000 | 417,000 | 612,000 |
| Interest expense | 14,000 | 28,000 | 41,000 |
| Net interest income | 204,000 | 389,000 | 571,000 |
| Noninterest income | 120,000 | 185,000 | 199,000 |
| Noninterest expense | 284,000 | 586,000 | 871,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 |
| Pretax income | 39,000 | -13,000 | -102,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 39,000 | -13,000 | -102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 4,088,000 | 4,037,000 | 3,948,000 |
| Total capital | 4,402,000 | 4,351,000 | 4,253,000 |
| Risk-weighted assets | 25,257,000 | 24,989,000 | 24,369,000 |