Call reports 2020
UNITED SOUTHWEST BANK — 2020
What UNITED SOUTHWEST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 47,764,000 | 48,894,000 | 50,433,000 | 55,450,000 |
| Total loans | 16,719,000 | 17,083,000 | 16,639,000 | 15,761,000 |
| Allowance for loan losses | 327,000 | 325,000 | 310,000 | 313,000 |
| Securities available for sale | 13,907,000 | 12,639,000 | 10,834,000 | 9,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,552,000 | 44,592,000 | 46,131,000 | 51,204,000 |
| Interest-bearing deposits | 26,815,000 | 26,939,000 | 28,110,000 | 28,703,000 |
| Noninterest-bearing deposits | 16,737,000 | 17,653,000 | 18,021,000 | 22,501,000 |
| Equity capital | 4,119,000 | 4,175,000 | 4,186,000 | 4,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 693,000 | 1,017,000 | 1,296,000 |
| Interest expense | 34,000 | 58,000 | 78,000 | 94,000 |
| Net interest income | 334,000 | 635,000 | 939,000 | 1,202,000 |
| Noninterest income | 15,000 | 30,000 | 60,000 | 102,000 |
| Noninterest expense | 306,000 | 598,000 | 907,000 | 1,222,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 40,000 | 61,000 | 83,000 | 70,000 |
| Income tax | 0 | 1,000 | 1,000 | 14,000 |
| Net income | 40,000 | 60,000 | 82,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,034,000 | 4,054,000 | 4,076,000 | 4,050,000 |
| Total capital | 4,355,000 | 4,379,000 | 4,386,000 | 4,363,000 |
| Risk-weighted assets | 25,637,000 | 26,139,000 | 26,093,000 | 25,085,000 |