Call reports 2019
UNITED SOUTHWEST BANK — 2019
What UNITED SOUTHWEST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 45,717,000 | 44,834,000 | 47,479,000 | 50,779,000 |
| Total loans | 17,052,000 | 17,867,000 | 17,287,000 | 17,986,000 |
| Allowance for loan losses | 208,000 | 211,000 | 217,000 | 324,000 |
| Securities available for sale | 17,679,000 | 17,713,000 | 17,294,000 | 15,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,638,000 | 40,616,000 | 43,203,000 | 46,540,000 |
| Interest-bearing deposits | 24,528,000 | 25,154,000 | 25,021,000 | 25,187,000 |
| Noninterest-bearing deposits | 17,110,000 | 15,462,000 | 18,182,000 | 21,352,000 |
| Equity capital | 3,985,000 | 4,102,000 | 4,180,000 | 4,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 755,000 | 1,143,000 | 1,518,000 |
| Interest expense | 27,000 | 58,000 | 91,000 | 124,000 |
| Net interest income | 349,000 | 697,000 | 1,052,000 | 1,394,000 |
| Noninterest income | 15,000 | 30,000 | 60,000 | 119,000 |
| Noninterest expense | 306,000 | 601,000 | 905,000 | 1,213,000 |
| Provision for loan losses | 3,000 | 6,000 | 13,000 | 119,000 |
| Pretax income | 55,000 | 120,000 | 194,000 | 181,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | 55,000 | 120,000 | 194,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,959,000 | 4,023,000 | 4,098,000 | 4,074,000 |
| Total capital | 4,167,000 | 4,234,000 | 4,316,000 | 4,398,000 |
| Risk-weighted assets | 25,065,000 | 25,239,000 | 25,890,000 | 26,775,000 |