Call reports 2016
UNITED SOUTHWEST BANK — 2016
What UNITED SOUTHWEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 44,395,000 | 49,761,000 | 52,104,000 | 48,645,000 |
| Total loans | 18,425,000 | 17,239,000 | 17,426,000 | 18,389,000 |
| Allowance for loan losses | 165,000 | 168,000 | 167,000 | 171,000 |
| Securities available for sale | 18,509,000 | 17,619,000 | 17,319,000 | 18,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,140,000 | 45,425,000 | 47,831,000 | 44,449,000 |
| Interest-bearing deposits | 25,231,000 | 27,417,000 | 28,856,000 | 27,073,000 |
| Noninterest-bearing deposits | 14,909,000 | 18,008,000 | 18,975,000 | 17,377,000 |
| Equity capital | 3,992,000 | 4,070,000 | 4,033,000 | 3,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 723,000 | 1,077,000 | 1,429,000 |
| Interest expense | 16,000 | 34,000 | 52,000 | 69,000 |
| Net interest income | 352,000 | 689,000 | 1,025,000 | 1,360,000 |
| Noninterest income | 35,000 | 55,000 | 77,000 | 122,000 |
| Noninterest expense | 332,000 | 662,000 | 1,000,000 | 1,337,000 |
| Provision for loan losses | 15,000 | 21,000 | 27,000 | 33,000 |
| Pretax income | 40,000 | 61,000 | 75,000 | 112,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 13,000 |
| Net income | 35,000 | 56,000 | 70,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,667,000 | 3,689,000 | 3,702,000 | 3,748,000 |
| Total capital | 3,832,000 | 3,858,000 | 3,869,000 | 3,919,000 |
| Risk-weighted assets | 26,808,000 | 27,390,000 | 27,922,000 | 27,421,000 |