Call reports 2015
UNITED SOUTHWEST BANK — 2015
What UNITED SOUTHWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 45,214,000 | 47,217,000 | 43,937,000 | 46,829,000 |
| Total loans | 18,626,000 | 19,652,000 | 18,741,000 | 19,612,000 |
| Allowance for loan losses | 101,000 | 104,000 | 130,000 | 150,000 |
| Securities available for sale | 19,036,000 | 18,889,000 | 18,737,000 | 18,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,088,000 | 43,288,000 | 39,820,000 | 42,630,000 |
| Interest-bearing deposits | 26,541,000 | 24,967,000 | 24,697,000 | 25,265,000 |
| Noninterest-bearing deposits | 14,546,000 | 18,321,000 | 15,123,000 | 17,364,000 |
| Equity capital | 3,885,000 | 3,779,000 | 3,909,000 | 3,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 363,000 | 737,000 | 1,116,000 | 1,487,000 |
| Interest expense | 17,000 | 34,000 | 52,000 | 69,000 |
| Net interest income | 346,000 | 703,000 | 1,064,000 | 1,418,000 |
| Noninterest income | 31,000 | 45,000 | 56,000 | 112,000 |
| Noninterest expense | 306,000 | 609,000 | 927,000 | 1,244,000 |
| Provision for loan losses | 3,000 | 6,000 | 31,000 | 60,000 |
| Pretax income | 68,000 | 133,000 | 164,000 | 229,000 |
| Income tax | 0 | 0 | 0 | 20,000 |
| Net income | 68,000 | 133,000 | 164,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,552,000 | 3,616,000 | 3,649,000 | 3,693,000 |
| Total capital | 3,653,000 | 3,720,000 | 3,779,000 | 3,843,000 |
| Risk-weighted assets | 27,047,000 | 28,137,000 | 26,950,000 | 27,951,000 |