Call reports 2014
UNITED SOUTHWEST BANK — 2014
What UNITED SOUTHWEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,233,000 | 44,642,000 | 44,259,000 | 48,030,000 |
| Total loans | 17,165,000 | 17,349,000 | 17,109,000 | 20,457,000 |
| Allowance for loan losses | 113,000 | 113,000 | 113,000 | 98,000 |
| Securities available for sale | 18,278,000 | 18,484,000 | 18,539,000 | 19,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,691,000 | 40,871,000 | 40,399,000 | 42,573,000 |
| Interest-bearing deposits | 26,588,000 | 26,478,000 | 25,706,000 | 25,969,000 |
| Noninterest-bearing deposits | 17,104,000 | 14,393,000 | 14,692,000 | 16,604,000 |
| Equity capital | 3,459,000 | 3,621,000 | 3,684,000 | 3,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 704,000 | 1,055,000 | 1,428,000 |
| Interest expense | 17,000 | 35,000 | 53,000 | 72,000 |
| Net interest income | 335,000 | 669,000 | 1,002,000 | 1,356,000 |
| Noninterest income | 36,000 | 56,000 | 66,000 | 125,000 |
| Noninterest expense | 315,000 | 644,000 | 962,000 | 1,298,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 81,000 | 106,000 | 183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 81,000 | 106,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,416,000 | 3,442,000 | 3,468,000 | 3,544,000 |
| Total capital | 3,529,000 | 3,555,000 | 3,581,000 | 3,642,000 |
| Risk-weighted assets | 26,136,000 | 25,806,000 | 25,375,000 | 28,379,000 |