Call reports 2013
UNITED SOUTHWEST BANK — 2013
What UNITED SOUTHWEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,707,000 | 43,773,000 | 44,638,000 | 47,896,000 |
| Total loans | 16,043,000 | 16,832,000 | 17,205,000 | 19,253,000 |
| Allowance for loan losses | 113,000 | 113,000 | 113,000 | 113,000 |
| Securities available for sale | 17,370,000 | 17,336,000 | 17,931,000 | 17,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,405,000 | 40,505,000 | 41,127,000 | 44,504,000 |
| Interest-bearing deposits | 27,154,000 | 25,639,000 | 26,380,000 | 27,073,000 |
| Noninterest-bearing deposits | 17,251,000 | 14,866,000 | 14,748,000 | 17,431,000 |
| Equity capital | 3,820,000 | 3,136,000 | 3,360,000 | 3,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 363,000 | 709,000 | 1,068,000 | 1,427,000 |
| Interest expense | 22,000 | 42,000 | 62,000 | 80,000 |
| Net interest income | 341,000 | 667,000 | 1,006,000 | 1,347,000 |
| Noninterest income | 27,000 | -44,000 | -17,000 | 45,000 |
| Noninterest expense | 320,000 | 673,000 | 979,000 | 1,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | -50,000 | 10,000 | 82,000 |
| Income tax | 1,000 | 3,000 | 3,000 | 4,000 |
| Net income | 47,000 | -53,000 | 7,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,365,000 | 3,264,000 | 3,340,000 | 3,411,000 |
| Total capital | 3,478,000 | 3,377,000 | 3,453,000 | 3,524,000 |
| Risk-weighted assets | 24,154,000 | 25,354,000 | 25,830,000 | 28,056,000 |