Call reports 2012
UNITED SOUTHWEST BANK — 2012
What UNITED SOUTHWEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,264,000 | 42,984,000 | 43,964,000 | 49,112,000 |
| Total loans | 14,826,000 | 15,848,000 | 15,761,000 | 18,864,000 |
| Allowance for loan losses | 107,000 | 112,000 | 113,000 | 113,000 |
| Securities available for sale | 18,637,000 | 18,559,000 | 17,578,000 | 19,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,224,000 | 38,770,000 | 39,643,000 | 44,741,000 |
| Interest-bearing deposits | 25,329,000 | 24,884,000 | 24,912,000 | 27,842,000 |
| Noninterest-bearing deposits | 15,895,000 | 13,886,000 | 14,731,000 | 16,899,000 |
| Equity capital | 3,672,000 | 3,794,000 | 3,845,000 | 3,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 372,000 | 741,000 | 1,113,000 | 1,491,000 |
| Interest expense | 28,000 | 54,000 | 79,000 | 103,000 |
| Net interest income | 344,000 | 687,000 | 1,034,000 | 1,388,000 |
| Noninterest income | 22,000 | 80,000 | 102,000 | 171,000 |
| Noninterest expense | 332,000 | 680,000 | 1,035,000 | 1,402,000 |
| Provision for loan losses | 5,000 | 9,000 | 10,000 | 10,000 |
| Pretax income | 46,000 | 95,000 | 108,000 | 196,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 3,000 |
| Net income | 44,000 | 93,000 | 106,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,219,000 | 3,268,000 | 3,281,000 | 3,367,000 |
| Total capital | 3,326,000 | 3,380,000 | 3,394,000 | 3,480,000 |
| Risk-weighted assets | 22,981,000 | 22,797,000 | 22,666,000 | 26,611,000 |