Call reports 2011
UNITED SOUTHWEST BANK — 2011
What UNITED SOUTHWEST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 42,925,000 | 39,882,000 | 42,474,000 | 43,714,000 |
| Total loans | 15,875,000 | 16,349,000 | 16,136,000 | 17,992,000 |
| Allowance for loan losses | 86,000 | 91,000 | 96,000 | 102,000 |
| Securities available for sale | 13,892,000 | 16,562,000 | 16,769,000 | 18,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,654,000 | 36,313,000 | 38,613,000 | 39,567,000 |
| Interest-bearing deposits | 25,367,000 | 24,559,000 | 24,719,000 | 25,436,000 |
| Noninterest-bearing deposits | 14,287,000 | 11,754,000 | 13,894,000 | 14,131,000 |
| Equity capital | 3,034,000 | 3,238,000 | 3,508,000 | 3,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 375,000 | 757,000 | 1,145,000 | 1,551,000 |
| Interest expense | 43,000 | 81,000 | 116,000 | 146,000 |
| Net interest income | 332,000 | 676,000 | 1,029,000 | 1,405,000 |
| Noninterest income | 1,000 | 31,000 | 59,000 | 124,000 |
| Noninterest expense | 318,000 | 659,000 | 976,000 | 1,310,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 10,000 | 39,000 | 220,000 | 323,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 3,000 |
| Net income | 8,000 | 37,000 | 218,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,863,000 | 2,892,000 | 3,073,000 | 3,174,000 |
| Total capital | 2,949,000 | 2,983,000 | 3,169,000 | 3,276,000 |
| Risk-weighted assets | 22,690,000 | 22,350,000 | 22,770,000 | 24,747,000 |