Call reports 2008
UNITED SOUTHWEST BANK — 2008
What UNITED SOUTHWEST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 42,932,000 | 40,643,000 | 40,047,000 | 40,610,000 |
| Total loans | 16,616,000 | 17,669,000 | 18,590,000 | 19,424,000 |
| Allowance for loan losses | 286,000 | 223,000 | 243,000 | 292,000 |
| Securities available for sale | 8,053,000 | 9,708,000 | 10,387,000 | 9,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,889,000 | 36,744,000 | 36,111,000 | 36,886,000 |
| Interest-bearing deposits | 28,283,000 | 27,290,000 | 25,181,000 | 25,845,000 |
| Noninterest-bearing deposits | 10,606,000 | 9,454,000 | 10,930,000 | 11,041,000 |
| Equity capital | 3,816,000 | 3,585,000 | 3,534,000 | 3,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 921,000 | 1,361,000 | 1,785,000 |
| Interest expense | 189,000 | 345,000 | 477,000 | 598,000 |
| Net interest income | 315,000 | 576,000 | 884,000 | 1,187,000 |
| Noninterest income | 49,000 | 101,000 | 137,000 | 234,000 |
| Noninterest expense | 368,000 | 776,000 | 1,153,000 | 1,559,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 172,000 |
| Pretax income | -22,000 | -135,000 | -186,000 | -310,000 |
| Income tax | -6,000 | 0 | 1,000 | 1,000 |
| Net income | -16,000 | -135,000 | -187,000 | -311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,738,000 | 3,618,000 | 3,567,000 | 3,443,000 |
| Total capital | 4,025,000 | 3,841,000 | 3,810,000 | 3,735,000 |
| Risk-weighted assets | 23,382,000 | 24,346,000 | 24,833,000 | 25,905,000 |