Call reports 2007
UNITED SOUTHWEST BANK — 2007
What UNITED SOUTHWEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 42,162,000 | 41,842,000 | 42,927,000 | 42,861,000 |
| Total loans | 20,602,000 | 19,752,000 | 19,440,000 | 20,696,000 |
| Allowance for loan losses | 333,000 | 335,000 | 394,000 | 267,000 |
| Securities available for sale | 9,474,000 | 9,399,000 | 8,993,000 | 7,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,090,000 | 37,876,000 | 38,692,000 | 38,785,000 |
| Interest-bearing deposits | 28,131,000 | 28,498,000 | 28,781,000 | 27,453,000 |
| Noninterest-bearing deposits | 9,959,000 | 9,378,000 | 9,911,000 | 11,332,000 |
| Equity capital | 3,711,000 | 3,663,000 | 3,712,000 | 3,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,162,000 | 1,735,000 | 2,320,000 |
| Interest expense | 216,000 | 448,000 | 676,000 | 889,000 |
| Net interest income | 386,000 | 714,000 | 1,059,000 | 1,431,000 |
| Noninterest income | 46,000 | 86,000 | 121,000 | 214,000 |
| Noninterest expense | 364,000 | 728,000 | 1,109,000 | 1,533,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 53,000 | 42,000 | 26,000 | 52,000 |
| Income tax | 10,000 | -1,000 | -1,000 | -73,000 |
| Net income | 43,000 | 43,000 | 27,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,752,000 | 3,752,000 | 3,737,000 | 3,834,000 |
| Total capital | 4,085,000 | 4,087,000 | 4,088,000 | 4,101,000 |
| Risk-weighted assets | 29,861,000 | 27,990,000 | 28,069,000 | 26,754,000 |