Call reports 2006
UNITED SOUTHWEST BANK — 2006
What UNITED SOUTHWEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,113,000 | 39,887,000 | 42,235,000 | 42,648,000 |
| Total loans | 23,223,000 | 23,449,000 | 22,945,000 | 23,157,000 |
| Allowance for loan losses | 389,000 | 391,000 | 397,000 | 305,000 |
| Securities available for sale | 9,953,000 | 9,836,000 | 10,001,000 | 9,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,244,000 | 35,914,000 | 38,069,000 | 38,512,000 |
| Interest-bearing deposits | 28,578,000 | 27,113,000 | 28,363,000 | 27,531,000 |
| Noninterest-bearing deposits | 9,666,000 | 8,801,000 | 9,706,000 | 10,981,000 |
| Equity capital | 3,633,000 | 3,591,000 | 3,741,000 | 3,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 583,000 | 1,183,000 | 1,777,000 | 2,403,000 |
| Interest expense | 174,000 | 359,000 | 566,000 | 789,000 |
| Net interest income | 409,000 | 824,000 | 1,211,000 | 1,614,000 |
| Noninterest income | 51,000 | 88,000 | 142,000 | 211,000 |
| Noninterest expense | 398,000 | 808,000 | 1,195,000 | 1,487,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 101,000 |
| Pretax income | 62,000 | 104,000 | 153,000 | 237,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 57,000 |
| Net income | 55,000 | 89,000 | 130,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,703,000 | 3,738,000 | 3,779,000 | 3,829,000 |
| Total capital | 4,092,000 | 4,129,000 | 4,176,000 | 4,134,000 |
| Risk-weighted assets | 33,062,000 | 32,146,000 | 31,992,000 | 32,156,000 |