Call reports 2002
UNITED SOUTHWEST BANK — 2002
What UNITED SOUTHWEST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,197,000 | 37,849,000 | 40,074,000 | 41,909,000 |
| Total loans | 23,082,000 | 22,970,000 | 21,918,000 | 22,229,000 |
| Allowance for loan losses | 254,000 | 253,000 | 234,000 | 236,000 |
| Securities available for sale | 5,265,000 | 4,963,000 | 6,201,000 | 8,171,000 |
| Securities held to maturity | 816,000 | 816,000 | 815,000 | 815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,073,000 | 33,863,000 | 35,746,000 | 37,491,000 |
| Interest-bearing deposits | 26,875,000 | 27,032,000 | 27,924,000 | 29,669,000 |
| Noninterest-bearing deposits | 7,198,000 | 6,831,000 | 7,822,000 | 7,822,000 |
| Equity capital | 3,524,000 | 3,553,000 | 3,643,000 | 3,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,151,000 | 1,713,000 | 2,271,000 |
| Interest expense | 206,000 | 395,000 | 579,000 | 763,000 |
| Net interest income | 368,000 | 756,000 | 1,134,000 | 1,508,000 |
| Noninterest income | 38,000 | 82,000 | 159,000 | 273,000 |
| Noninterest expense | 379,000 | 799,000 | 1,217,000 | 1,589,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 39,000 | 76,000 | 192,000 |
| Income tax | 3,000 | 8,000 | 13,000 | 77,000 |
| Net income | 24,000 | 31,000 | 63,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,468,000 | 3,474,000 | 3,507,000 | 3,559,000 |
| Total capital | 3,722,000 | 3,727,000 | 3,741,000 | 3,795,000 |
| Risk-weighted assets | 26,321,000 | 26,198,000 | 26,889,000 | 29,148,000 |