Call reports 2026
BANK OF MONTICELLO — 2026
What BANK OF MONTICELLO reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 160,429,000 | 158,021,000 |
| Total loans | 111,325,000 | 114,791,000 |
| Allowance for loan losses | 1,812,000 | 1,838,000 |
| Securities available for sale | 16,101,000 | 15,857,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 137,561,000 | 135,589,000 |
| Interest-bearing deposits | 94,919,000 | 94,802,000 |
| Noninterest-bearing deposits | 42,642,000 | 40,787,000 |
| Equity capital | 22,047,000 | 21,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,605,000 | 5,223,000 |
| Interest expense | 431,000 | 860,000 |
| Net interest income | 2,174,000 | 4,363,000 |
| Noninterest income | 171,000 | 331,000 |
| Noninterest expense | 1,015,000 | 1,991,000 |
| Provision for loan losses | 38,000 | 75,000 |
| Pretax income | 1,292,000 | 2,628,000 |
| Income tax | 40,000 | 80,000 |
| Net income | 1,252,000 | 2,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 23,062,000 | 22,600,000 |
| Total capital | 24,496,000 | 24,049,000 |
| Risk-weighted assets | 114,300,000 | 115,485,000 |