Call reports 2024
BANK OF MONTICELLO — 2024
What BANK OF MONTICELLO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 151,846,000 | 151,401,000 | 153,124,000 | 153,123,000 |
| Total loans | 101,992,000 | 104,728,000 | 108,180,000 | 105,356,000 |
| Allowance for loan losses | 1,526,000 | 1,522,000 | 1,461,000 | 1,573,000 |
| Securities available for sale | 20,525,000 | 20,070,000 | 18,279,000 | 17,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,624,000 | 133,409,000 | 133,969,000 | 134,031,000 |
| Interest-bearing deposits | 97,876,000 | 97,900,000 | 95,549,000 | 99,640,000 |
| Noninterest-bearing deposits | 35,748,000 | 35,509,000 | 38,420,000 | 34,391,000 |
| Equity capital | 17,188,000 | 17,007,000 | 18,272,000 | 18,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,277,000 | 4,637,000 | 7,021,000 | 9,523,000 |
| Interest expense | 361,000 | 730,000 | 1,113,000 | 1,519,000 |
| Net interest income | 1,916,000 | 3,907,000 | 5,908,000 | 8,004,000 |
| Noninterest income | 149,000 | 312,000 | 469,000 | 625,000 |
| Noninterest expense | 964,000 | 1,926,000 | 2,908,000 | 4,015,000 |
| Provision for loan losses | 37,000 | 75,000 | 135,000 | 310,000 |
| Pretax income | 1,064,000 | 2,218,000 | 3,334,000 | 4,262,000 |
| Income tax | 50,000 | 70,000 | 87,000 | 6,000 |
| Net income | 1,014,000 | 2,148,000 | 3,247,000 | 4,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,215,000 | 18,870,000 | 19,582,000 | 19,887,000 |
| Total capital | 20,517,000 | 20,219,000 | 20,968,000 | 21,246,000 |
| Risk-weighted assets | 103,960,000 | 107,814,000 | 110,814,000 | 108,563,000 |
Machine access — free, no API key
Every figure shown here about BANK OF MONTICELLO — 2024 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.