Call report 2023Q4
BANK OF MONTICELLO — 2023Q4
The 22 measures BANK OF MONTICELLO reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,871,000 | USD | evidence → |
| Total loans | 103,865,000 | USD | evidence → |
| Allowance for loan losses | 1,501,000 | USD | evidence → |
| Securities available for sale | 20,588,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,531,000 | USD | evidence → |
| Interest-bearing deposits | 98,323,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,208,000 | USD | evidence → |
| Equity capital | 16,272,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,971,000 | USD | evidence → |
| Interest expense | 924,000 | USD | evidence → |
| Net interest income | 8,047,000 | USD | evidence → |
| Noninterest income | 652,000 | USD | evidence → |
| Noninterest expense | 4,037,000 | USD | evidence → |
| Provision for loan losses | 262,000 | USD | evidence → |
| Pretax income | 4,326,000 | USD | evidence → |
| Income tax | 276,000 | USD | evidence → |
| Net income | 4,050,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,202,000 | USD | evidence → |
| Total capital | 19,529,000 | USD | evidence → |
| Risk-weighted assets | 106,025,000 | USD | evidence → |