Call reports 2017
BANK OF MONTICELLO — 2017
What BANK OF MONTICELLO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 108,147,000 | 108,784,000 | 108,197,000 | 105,331,000 |
| Total loans | 62,937,000 | 63,641,000 | 64,784,000 | 66,832,000 |
| Allowance for loan losses | 703,000 | 671,000 | 644,000 | 494,000 |
| Securities available for sale | 13,752,000 | 13,563,000 | 13,878,000 | 14,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,292,000 | 98,864,000 | 97,901,000 | 94,606,000 |
| Interest-bearing deposits | 84,688,000 | 84,135,000 | 82,513,000 | 81,053,000 |
| Noninterest-bearing deposits | 13,604,000 | 14,729,000 | 15,388,000 | 13,553,000 |
| Equity capital | 9,067,000 | 9,091,000 | 9,565,000 | 9,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,068,000 | 2,167,000 | 3,321,000 | 4,467,000 |
| Interest expense | 108,000 | 215,000 | 320,000 | 418,000 |
| Net interest income | 960,000 | 1,952,000 | 3,001,000 | 4,049,000 |
| Noninterest income | 129,000 | 281,000 | 409,000 | 552,000 |
| Noninterest expense | 756,000 | 1,501,000 | 2,247,000 | 2,992,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 333,000 | 732,000 | 1,163,000 | 1,609,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 333,000 | 732,000 | 1,163,000 | 1,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,110,000 | 9,218,000 | 9,650,000 | 10,095,000 |
| Total capital | 9,813,000 | 9,889,000 | 10,294,000 | 10,589,000 |
| Risk-weighted assets | 58,464,000 | 58,884,000 | 59,879,000 | 61,711,000 |